Understanding Workers’ Compensation
Workers’ compensation is a system in place in every state that provides benefits to employees who suffer work-related injuries, including burn injuries. This insurance program covers medical expenses and a portion of lost wages during recovery. The amount of compensation varies depending on the severity of the injury and its impact on your ability to work.
Can You Sue for a Burn Injury at Work?
While workers’ compensation is typically the primary recourse, there are scenarios where you might be able to sue for a burn injury. If the burn was caused due to employer negligence or a third party’s actions, you might have grounds for a lawsuit.
Compensation Amounts
The compensation for burn injuries can vary. For instance, an employee was awarded a $200,000 settlement for burns, PTSD, and other complications from a workplace incident. The average workers’ compensation cost for a burn injury claim is approximately $48,295, covering medical expenses and indemnity benefits.
Steps to Take After a Burn Injury at Work
- Seek Immediate Medical Attention: Your health is paramount. Get medical treatment as soon as possible.
- Report the Injury: Inform your employer about the injury immediately.
- Document Everything: Keep records of medical treatments, expenses, and any other relevant information.
- File a Workers’ Compensation Claim: Submit a claim as soon as possible to start the compensation process.
- Consult a Lawyer: Consider consulting a lawyer, especially if there’s potential negligence or if the compensation offered doesn’t cover all your losses.
Conclusion
If you’ve suffered a burn injury at work, it’s important to know your rights and the available avenues for compensation. Workers’ compensation provides a safety net, but in certain cases, additional legal action may be warranted. Always seek professional advice to ensure you receive the full compensation you deserve for your injuries.
